Greater flexibility, less documentation.
Best Rate & Lowest Fees, Guaranteed!
You're guaranteed to receive the lowest available market interest rates and closing costs Guaranteed! If we cannot beat a competitor's rate/fee structure, we'll pay you $600.00 in cash!
See the terms and conditions of our Best Rate / Low Fee Guarantee
Better flexibility, low mortgage rates and no need to document your income
- We can help almost anyone who has a unique situation—self-employed, entrepreneurs, divorcees, hospitality employees, salespeople, retirees and many others.
- Our approval guidelines are much more flexible. Even if it's hard to document your income, or you've struggled to qualify with other banks and lenders, we may be able to help you!
- Our exclusive loans are specifically designed to help meet your needs.
Get cash out of your home to use for whatever you need
- Get cash out of your home to start up a business, pay off debt, make investments, or buy a second home.
- Interest-only options are available. In any given month during the interest-only period, you can choose to pay only the interest portion of your mortgage payment or interest plus as much principal as you like.
- Paying less toward your mortgage means you can increase your cash flow even more. When the need arises, you can use the money for anything you want.
How the Alternative Advantage - ALT A loan works
The Alternative Advantage – ALT A loan is available as a 3-, 5-, or 7-year ARM, a 30-year fully amortizing loan, a 30-year interest-only loan, or a 40-year fully amortizing loan.
With the 30-year interest-only loan, you have the choice each month to make interest-only payments or pay interest and principal for the first 10 years of the loan. After the fixed-rate period, interest plus principal is due.
Actual mortgage payments will vary based on individual client situation and current mortgage rates. The Advantage1st loan is not available in all states.
No pre-payment penalties— Worldwide Financial Resources allows you to pay off your mortgage early or refinance your loan at any time with absolutely no pre-payment penalties.
In addition, Worldwide Financial Resources is the only lender in the country who offers a FREE REFINANCE PROGRAM .
If rates drop after you close you can refinance to the lower rate WITH NO CLOSING COSTS!
Who it's for
- Anyone who has trouble documenting their income and/or qualifying with other lenders.
- People with unique situations: self–employed, entrepreneurs, divorcees, service employees, salespeople, retirees, etc.
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